1306 S 4th StreetFernandina Beach, FL 32034Price: $399,999

  • Price: $399,999
  • Est. Mortgage of $/month
$
$
%
$/month over payments
Federal 30-year interest rate: 6.47% last updated on Jun 18, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $399,999List Price
  • 3Bedrooms
  • 2Full Bath
  • 1,008Square Feet
Whether you're looking for a furnished island getaway, an investment opportunity, or a place to call home, this 3 bedroom, 2 bath bungalow offers flexibility, concrete block construction, and a location just minutes from the ocean and historic downtown Fernandina Beach. Being sold furnished, it is move-in ready and ideal as a primary residence, second home, vacation getaway, or investment property. Vinyl plank flooring runs throughout, providing durability and easy maintenance. The efficient floor plan maximizes living space while offering comfortable everyday functionality. Outside, you'll find multiple fruit trees, a large storage shed, and a fully fenced backyard with plenty of room for pets, entertaining, or additional outdoor enjoyment. Two separate driveways offer abundant off-street parking for residents, guests, boats, or recreational vehicles. Eligible for short-term rentals, this property provides flexibility for personal enjoyment and income-producing potential. Located approximately five minutes from the ocean and just two minutes from historic downtown Fernandina Beach, you'll enjoy convenient access to restaurants, shopping, entertainment, and local attractions. Furnished island properties with no HOA and this level of versatility are becoming increasingly difficult to find. Schedule your private showing today.

Property Details of 1306 S 4th Street

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.47% last updated on Jun 18, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Keith Davis of SUMMER HOUSE REALTY

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of June 20, 2026 7:33 AM UTC. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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